Frequently Asked Questions
Q. Do you offer payday loans, title loans, or any other type of loan secured by collateral?
A. NO. We only offer signature installment loans.
Q. What is the difference between a payday loan and an installment loan?
A. A payday loan or cash advance is a short-term loan where you pay a one-time fee based on the amount borrowed. An installment loan can give you more money at one time, and you can repay the money over a longer period. Fair Finance is NOT a payday lender and we are regulated by the State of Texas Office of Consumer Credit Commissioner.
Q. How much can I borrower and what are my payment terms?
A. Up to $1,200.00 Payments as low as $31.50
Q. How do I apply for a signature loan from Fair Finance?
A. You can apply using the link below, you can call us at (210) 227-9331 or you can stop into our office located at 2718 Fredericksburg Road, San Antonio, Texas 78201
Q: How long does it take to get a personal loan?
A. Once you apply and are approved, we can provide you with cash or a check same day. We understand your urgency and want to help you get the cash you need fast!
Q: How do I make a payment on my personal loan?
A. We offer convenient ways for you to make payments on your signature loan. You can come into our office, mail your payment, or even pay over the phone!
Q. Can I apply for another loan once I payoff my initial loan?
A. YES. In fact, we offer discounts and special offers for repeat customers. Many of our customers renew their loans. Having a positive payment history makes renewing your loan very easy and fast!
Q. Do you offer a referral bonus for my friends and family?
A. YES! When you refer a friend or family member to us, if they are approved for a loan, we will credit you $20.00. Either as a credit to your loan or as an increase on your loan amount. Whichever you prefer!
Q: Does your office staff speak Spanish?
A. YES!
Q: Can I get a personal loan with bad credit?
A. Whether you have good credit or poor credit, we will ALWAYS try to give you the opportunity to improve your financial outlook.
Q: Can I build credit by taking out a personal loan?
A. YES! We report your payment history to the national credit bureaus. Whether you have good credit or poor credit, repaying a loan on time will always improve your credit.